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May 20, 2026 in
Henry Looks Properly at His Pension: the default fund and the freedom number
It is a Sunday evening. Emma is asleep upstairs. Joanna is on the sofa with a book, and looks up briefly as Henry opens the laptop. "Work?" she...
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May 5, 2026 in
The Childcare Question for Henry: When two incomes become one
Henry and Joanna's first child has arrived. A daughter, the lovely Emma. Healthy. Beautiful. Exhausting in the best possible way. Joanna is...
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March 16, 2026 in
The Freedom Number: The Most Important Financial Question
Many people spend decades building wealth without ever asking the most important financial question: How much is enough? Investment returns,...
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March 5, 2026 in
What does the Spring Statement mean for your finances?
A summary Spring Statement article, breaking down the Chancellor’s recent announcement, outlining what it means for you and helping you to plan...
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March 4, 2026 in
When Life Gets Bigger for Henry
When success brings new responsibility Henry is still only in his early 30s. Not long ago he qualified as an actuary after a decade of exams,...
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February 18, 2026 in
Bonus Day for Henry
When a £33,000 bonus is not really £33,000 We introduced Henry (High Earner, Not Rich Yet) in a previous Insight. Henry is 32. A...
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February 11, 2026 in
Don’t Be a HENRY
There is a financial acronym doing the rounds: HENRY. It stands for High Earner, Not Rich Yet. On paper, HENRY looks great: Strong...
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February 6, 2026 in
Is 2026 the Time to Sell Your UK Buy-to-Let?
Is 2026 the Time to Sell Your UK Buy-to-Let? For decades, UK residential property was the cornerstone of a "set and forget" retirement. But in...
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January 12, 2026 in
A New Year, A Fresh Start – But What About Your Finances?
A new year often brings a sense of reset. We think about health, fitness, travel plans, career goals – how we want the year ahead to...